1-800-336-5934 / TDD: 866-759-1089 Enrolling in Nokias health and welfare plans (e.g., medical and dental); Making and/or changing Nokia Savings/401(k) Plan elections; Updating dependent or beneficiary information. If your benefit does not provide survivor benefits, you may still name someone to receive any money that may be owed to you at the time of your death. Asbury (NJ) Park Press. year until age 70, at which point it stabilizes. Welcome to Benefits Info for Lucent Retirees. He began his career with Western Electric in 1957 in the Defense Activities Division, which served as the prime contractor for the SAGE Air Defense System. The current pension funding exceeds the current laws threshold of 120% and thus allows the transfer. If you retired before 3-1-1990 you are guaranteed NO Monthly Premium for life. The Retirement System death benefit to which you were entitled as an employee, equal to the highest 12 months of salary in a row during the 24 months of service prior to your death, is payable to the eligible living beneficiary(ies) named by you for this purpose, if you die within 180 days of your last day of service. Unpaid amounts owed to the participant at the time of death. During COVID, the face-to-face lobbying was replaced with NRLN Action Alerts and Bill and Alyson Parker, NRLN Executive Director, having phone calls with staff members of influential Representatives and Senators and directors of key Congressional Committees. You can speak to a Social Security representative between 8:00 a.m. - 7:00 p.m. Monday through Friday. You are eligible for the death benefit if you were an AT&T employee eligible for the death benefit on 1/1/1998, you terminated employment before 1/1/2008 and satisfied the Modified Rule of 75 when you terminated employment, and YOU DID NOT TAKE A FULL LUMP SUM DISTRIBUTION OF YOUR PENSION BENEFIT. If you are not familiar with these principles, here are some quick tips. Frequently asked questions the number is:1-888-232-4111, toll free. The NRLNs proposal in the new law lowered the threshold of when companies can use these funds to 110%, down from 125%. Secure .gov websites use HTTPS If your health plan, including Nokias, is not meeting your needs, you can ask for advice on a state-by-state basis at SHIP centers. Under the current system, the We track national legislation affecting CWA retired members. Adopting this nonpartisan pension legislation will help restore the faith of retirees, LUCENT RETIREE ISSUES BEING PURSUED BY THE NRLN. Nokia Retirement Plan 220 employees reported this benefit 3.9 16 Ratings Available to US-based employees Change location Employee Comments Showing 1-10 of 16 Jan 18, 2023 5.0 Former Communications Specialist in nullnull well funded. Go to Your Benefit Resources to enroll. Current employees and retirees of Nokia can access resources to manage their benefits, health tools and more. If you enroll within your first 31 days of hire, your coverage becomes effective on your first day. Many retirees have Nokia life insurance administered by Met Life Health insurance Many retirees have insurance through Nokia-sponsored plans Some survivors may have continuation rights Prescription Drug Plans Many retirees have Medicare Drug Plans through Nokia-sponsored plans Dental Plans Retirees may have opted for a Dental Plan by Aetna . RentalPerks: Avis, Budget, Hertz, Enterprise and more! Learn how to access the online beneficiary designation process here. The NRLNs proposal in the new law lowered the threshold of when companies can use these funds to 110%, down from 125%. The Kaiser Foundation has a calculator that provides an estimate of your subsidy if you sign up for healthcare exchange insurance. This applies to Management/Non-represented Employees, Represented Employees, Management/Non-Represented Retirees and Formerly Represented Retirees. If you do not enroll within your first 31 days of hire, you will need to wait to enroll until the next annual open enrollment, unless you experience a qualified coverage change event (new baby, marriage, divorce, etc.). ability to borrow against 401K Helpful Report Sep 7, 2022 5.0 The Nokia/UHC appeals page, NOKIA PLANS Read all the mailings you receive from Nokia, UHC PPO & Other Plans from BenefitAnswers Plus |. We'll also need an original, certified death certificate. This page has not been translated. State Government websites value user privacy. To re-subscribe, or to sign up to receive our emails, or if you are not sure we have your current address, CLICK HERE. PHONE. Concept of financial investment, economy growth and bank savings. Bill, Ed Beltram, Bob Martina, and I, as members of the NRLN board were able to keep the Sec 420 proposal a top priority on NRLNs legislative agenda from 2018-2022. Joe Sciulli is the NRLN Vice President Social Media and President, Lucent/Nokia Retirees Chapter. The Retired Members' Council works to safeguard and enhance our retirement in many ways: We monitor company pension and health care policies. Keep mobilizing!! His beneficiary receives $7,500, an amount equal to 50 percent of the reserve provided for A's retirement; accordingly, $5,000 of the $7,500 may be excluded from the gross income of the beneficiary receiving such payment (assuming no other death benefits are involved) since A, prior to his death, had only a forfeitable right to receive $7,500. If you have any questions about Policy HR 0307 Benefit in the Event of an Employee Death, contact Human Resources at 865-974-6642. In December of 2018, the NRLN forwarded its endorsement of changing Section 420 rules to members of congress and met with the Communications Workers of America Washington D.C staff. Do not forget the Prescription Plan is totally separate from the Medical Plan. Benefit "ERISA" Litig., 58 F.3d 896, 902 (3d Cir.1995). See: Designate a beneficiary. HR54 Continuation of Group Insurance after Age 60, Age 65, and after Retirement or Death Policy Status: Active. Click for Nokia information available at Your Benefits Resources Changes and costs for 2022 are. Today the Bargaining Team met with the Company who presented us with a counter proposal on Post-Retirement Medical, Dental and Group Life Insurance. number of employees down to 35,000. CalPERS administers various death benefits for CalPERS members, including the 1959 Survivor Benefit for state safety members provided in bargaining contracts. Social Security will pay a one-time death benefit of $255 to your spouse as of 2023 if they have been living in the same house as you. This coverage is funded by the life insurance trust. Depending on your years of service, your retirement date and other criteria including but not limited to your employment legacy organization (e.g., Lucent, Alcatel, Nokia, etc. Washington, DC 20024-2101, Log In to MyPBA (For Workers & Retirees)Log In to My PAA (For Practitioners)Multiemployer Insurance Program FactsAnnuity or Lump Sum, Annual ReportsFederal Register Notices Open for CommentLaws and RegulationsPBGC Data SetsReducing Regulatory Burden, For Workers & Retirees1-800-400-7242 Reprinted from January 2018. A .gov website belongs to an official government organization in the United States. MEDICARE RECOMMENDS THAT YOU SEEK ASSISTANCE, How to Choose Between Rx Drug Plans Compare Drug Plan Costs Using Formularies Available on the Web IMPORTANT TERMINOLOGY. 445 12th Street SW The LUCENT CHAPTER is working with the NRLN to influence Congress on issues important to us. Their Web Sites List All Medicare Supplement, OPEN ENROLLMENT FOR 2022 IS CLOSED Use links below to help learn more about your Nokia or Medicare Health Benefits Help for Your, State Health Insurance Help Programs Provide Individual Assistance. Nokia and Global Connect demonstrate record 1.2Tb/s coherent transmission over a single wavelength in live networkGlobeNewswire Feb 23, 2023, Nokia launches next gen coherent optics to reduce network power consumption by 60 percentPress Release Feb 16, 2023, Nokia, DOCOMO and NTT make two key 6G advances #MWC23Yahoo Finance Feb 15, 2023, Nokia expands Lab-as-a-Service solution to accelerate the digital transformation of enterprisesPress Release Feb 8, 2023, Nokia to publish fourth-quarter and full-year 2022 financial report and provide Group Progress Update on 26 January 2023Press Release Jan 19, 2023, Nokia Corporation: Repurchase of own shares on 18.01.2023By Nokia Oyj, Yahoo Finance Jan 18, 2023, Nokia AVA PDDR solution deployed by KDDI to boost network qualityNokia Press Release Dec 8, 2022, TVA Releases 2022 Annual Report Spotlighting a Stronger FuturePress Release Nov 30, 2022, Alcatel-Lucent Enterprise earns a 2022 Tech Cares Award from TrustRadius. You will also have an opportunity to elect coverage under the $10,000. READ MORE, Welcome to the National Retiree Legislative Network (NRLN) Video Podcast produced by and for Americas Retirees and those over age 50 who will someday reach eligibility to receive Pensions, Social Security READ MORE, The National Retirees Legislative Network (NRLN) supports your privacy rights and is committed to providing you information to protect your rights to privacy. All three issues are important to Lucent/Nokia retirees. Performance cookies are used to understand and analyze the key performance indexes of the website which helps in delivering a better user experience for the visitors. layoffs. The CWA agreed to support the proposal and sent a letter of endorsement to Congress. You can see it online at www.UHCRetiree.com . TTY/ASCII users may call 711. by slk230red Oct 10, 2016; . TTY/ASCII users may call 711. Click here to make your contribution by credit card. The history of Nokia goes back to 1865 when it was founded at a Finnish multinational telecommunications, information technology, and consumer electronics company. While this website is intended to be as accurate as possible, the explanation is subject in all respects to the detailed provisions of the North Carolina law. Summary of benefits January 1, 2022 - December 31, 2022 The benefit information provided is a summary of what we cover and what you pay. By clicking Accept, you consent to the use of ALL the cookies. Step 2 - Please send a copy of the annuitant's death certificate showing cause of death to: DFAS U.S. Military Annuitant Pay 8899 E 56th Street Indianapolis IN 46249- 1300 FAX: 800-982-8459 Over 98% of all Medicare eligible Retirees are in the PPO plan. This was because by the time they received an AFN in April, it contained data calculated 16 months earlier. Social Security will deplete its $2.9 trillion reserve fund in 2035. Skalko said the death benefit was first instituted in Social Security:Beginning in 2020, Social Security will pay more in benefits than it takes in from taxes and interest. By using this form, you acknowledge that you have read and agree to the, 2022 Benefits At a Glance Nokia Contact Information, Health Care Flexible Spending Account (HFSA), Dependent Care Flexible Spending Account (DFSA), Public transit expenses including train, subway, bus, ferry and eligible vanpool, Go to the following webpage: https://leplb0460.upoint.alight.com/web/nokia/login. Clip and save with your Will. Some restrictions and limitations apply. (In some areas only an HMO plan will be available). Claim form Also known as a "request for benefits," this is where you fill out information about the policyholder, including their policy number and cause of death. Costs. You may use these funds to pay for the cost of insurance during retirement. This means more companies will be able to tap excess pension funds to provide retirees with healthcare and life insurance benefits. If you do not name anyone, or if the person you name dies before you, PBGC will pay the amount owed to you in this order: your spouse, your children, your parents, your estate and your next of kin. The risk doubles or triples in the presence of cognitive impairment or history of previous falls. Learn about your retirement benefits . 31,000 Lucent Technology retirees will see their death Current employees and retirees of Nokia can access resources to manage their benefits, health tools and more. For more information, please contact the Retiree Division at 212.226.5800 You may designate a beneficiary to receive this money, which is typically a small lump-sum amount. Projecting pension benefits and/or electing to commence pension benefits. CalPERS Disability & Survivor Benefits Division P.O . You can find detailed instructions for naming a beneficiary or changing a previously named beneficiary with our online serviceMy Pension Benefit Access (MyPBA). This option is only available to spouses. The existing HRA is in place for Medicare retirees until 2023. andrew.wambach@nokia.com, District 7 Staff (Use All Logins at the top to Access), Local Officer Site (Use All Logins at the top to Access), http://cwa-union.org/teletech/?from=comtech/company/, Centurylink 2020 Retiree Health Care Town Hall Call, DTV: One Company One Union One Contract. Please allow 24 48 hours response time. If, for example, after a participant's death PBGC discovers that we had been paying too little each month, we will pay the balance owed plus interest to a beneficiary. Email: andrew.wamback@nokia.com, Website for Lucent union members is http://cwa-union.org/teletech/?from=comtech/company/, Benefits AON phone number is: 888-232-4111, Aetna (Medical Benefits) Should your death and the death of the beneficiary you name to receive a monthly payment, if any, occur before the total of all monthly payments equals the amount of your contributions and interest, the unrecovered portion of your contributions and interest will be paid in one lump sum to another beneficiary. PPO info The PPO is much better than the TI Plan. The deductible in the PPO is subtracted from your yearly maximum out of pocket of $1600. Note: Some retirees may be eligible for Medicaid or other employers coverage.Consumers Report has an explanatory document on health care exchanges enrollment. 13 Topics . You can also name one or more contingent (secondary) beneficiaries, who'll receive benefits if all primary beneficiaries die before you. An official website of the United States government. Your Beneficiaries This column contains media links to articles of particular interest to Lucent and Nokia retirees. There are multiple survivor options to choose from for the monthly pension, but all are only available for a qualified . Call 1-800-765-4239. Retirees of AT&T AT&T Retiree Health Care Legacy AT&T - CWA Legacy T ratified a four-year agreement, covering 14,000 workers. Choosing where to invest money savings. Learn about Nokia Accidental Death & Dismemberment Insurance, including a description from the employer, and comments and ratings provided anonymously by current and former Nokia employees. Bill, Joe and Alyson Parker, NRLN Executive Director met with Nokias Vice President for Human Resources, Nokias lobby firm and members of the American Benefits Council (ABC) in 2018 to discuss a Nokia proposal for changing the pension funding threshold from 125% to 110%, how it could help Nokia afford funding for life insurance and yet assure continued pension benefits for Lucent/Nokia retirees, and how best to make a case Congress might accept. You may have read Bill Kadereit s NRLN Presidents Forum email on Tuesday that announced the three NRLN lobbying issues that are included in Congress omnibus bill. If you die and dont have a beneficiary on file, or if your primary and contingent beneficiaries have died before you, the benefit will be paid according to the Plans rules. benefits eliminated, as the struggling telecommunication American reserves the right to amend or terminate the retiree medical plan at any time. We're here to help. It is mandatory to procure user consent prior to running these cookies on your website. To access your benefit, contact CareLinx at 1-833-253-5403, 8 a.m.-7 p.m. CT, Monday- During COVID, the face-to-face lobbying was replaced with NRLN Action Alerts and Bill and Alyson Parker, NRLN Executive Director, having phone calls with staff members of influential Representatives and Senators and directors of key Congressional Committees. We owe that to our employees, our customers and our www.aetna.com, Prescription Drug Program (Medco) Is your member of Congress working for you? When you call, you will need the following information: Once you call PBGC with this information, we will send you a letter requesting a copy of the death certificate. Lucent/Nokia Benefits. Members Retirees Use our retirement estimate calculator to estimate your future retirement benefits and benefits to your loved ones upon your death. Until 1/1/2022, the beneficiary of . The lump sum death benefit credit under CSRS paid to survivor (s) of a deceased CSRS or CSRS Offset employee or annuitant consists of the unrefunded amount the following: (1) CSRS contributions that were withheld from the deceased employee's salary through all the years the employee was a full time or part time permanent employee; Advertisement. The CWA, IBEW and Alcatel-Lucent have signed an agreement that extends 2004 Postretirement Medical and Dental Benefits and the Group Life Insurance Pan for Retired Employees from its current December 31, 2014 date through to December 31, 2016! You can also name one or more contingent (secondary) beneficiaries, wholl receive benefits if all primary beneficiaries die before you. January 17, 2009 If you have received payments issued to the deceased participant after the date of death, we will inform you how to return those payments. Any interest earned on the death benefit before it's paid out is considered taxable income. Nokia Also Offers Dental and Other PlansDental and other insurance with some restrictions are describedClick here. While the program will not go bankrupt due to payroll taxes, benefits would be cut by about one-fourth. (Except Federal Holidays), Missing Participants (Standard/Distress Terminations Only), Federal Register Notices Open For Comment, ERISA Section 4044 Retirement Assumptions, Reportable Events & Large Unpaid Contributions, Information for executors or estate administrators, Your PBGC Benefit Options: Questions and Answers for Participants, Federal Register Notices Open for Comment, When you apply for benefits, you will have an opportunity to select the form of annuity you want and to designate a, The deceased participant's name and address, The deceased participant's Social Security number, Your relationship to the deceased participant. How Coverage Affects Your Taxable Income Report the death of a retiree or a retiree's spouse Report a family status change (marriage, death, divorce) View or Request a Summary Plan Description (SPD) Review or update optional plans And More! Purchase Service; Return To Work; NC 401(k) Plan/NC 457 Plan/NC 403(b) Program; Pay Days; Retirement Forms; We use cookies on our website to give you the most relevant experience by remembering your preferences and repeat visits. To determine if youre eligible, visit the Your Benefits Resources (YBR) website (if already retired), review the applicable Life Insurance Plans Summary Plan Description (SPD) or call the Nokia Benefits Resource Center. First, try to spend more of your time moving around rather than sitting. If you do not go into the PPO, you must pay a monthly premium under the TI Plan, due to the fact the PPO is the new Union/Company negotiated Plan. May not recoup more than 10% of overpayment per year. Enter Your Personal Identification Information: Type in the following in the fields provided: Continue to provide all the required details to complete the online registration. These cookies help provide information on metrics the number of visitors, bounce rate, traffic source, etc. Coverage: Medicare plans, including Medicare Advantage, are governed by rules established by CMS. HTT{TSgO {z%I-XPQDQ He had responsibility for installation and system testing of the system nationwide. These cookies do not store any personal information. 2014 the pre 3-1-90 penalty is: single, 7%, married, 14%. A death benefit is the gross amount of any payment made (including a payment to a surviving spouse or common-law partner , heir, or estate) on or after the death of an employee to recognize the employee's service in an office or employment. The lump-sum consists of the difference between the retiree's vested interest and the amount received over his or her lifetime. Email: contact@nrln.org, National Retiree Legislative Network. Individual appointments are available to retirees who desire a one-on-one review of their supplemental benefit reimbursement. What You Need to Know When You Get Retirement or Survivors Benefits; Benefits for same-sex couples; Amount of survivors benefit; Schedule of . Phone: (800) 296-3993 PPO has more benefits including Silver Sneakers gym membership, and free access to hearing aids at affordable rates. If you die leaving no eligible survivors, your beneficiary will be paid a lump sum equal to the excess, if any, of your accumulated contributions with interest less all pension payments made, including survivor's benefits. Recently Nokia announced it plans to transfer $316 million of the excess pension assets to pay for Group Life coverage for eligible Lucent / Nokia retirees. Participants not yet receiving a pension benefit. I attended the spring 2020 Fly-in and in appointments on Capitol Hill, explained why the change to Section 420 was especially important to Lucent/Nokia retirees. executives can find them as revenues drop. shareowners.. If benefits are due, we will also send you several forms to fill out. 2. Click here to download. management employees who retired on or after January 1, Their answer is that there are no plans for a cost-of-living raise. benefits, and retirement during 2012 for other to read and share back. Washington, DC 20004-2601, Phone: 202-220-3172 | Toll-Free: 1-866-360-719 The NRLN is also advocating that original Medicare participants have access to the special benefits being offered in MA plans. They point out that retirees prior to 3/1/90 do not pay for healthcare and life insurance. Employee Benefits May Include the following: By submitting this form, you are consenting to receive marketing emails from: HealthManagementCorp (HMC). Notify CalPERS of the Member's Death by Telephone, Mail, or Submitting a Death Notification Online. 202-434-1301, (Submitted by Steve Brumbelow, our Healthcare Coordinator). webmaster@nrln.org. Business Gravity Theme by. You may also use our online form to report a member death. A family member or representative of your estate should notify the Retirement Systems Division immediately and provide us with a Certificate of Death. Before this new law, pensioners received their AFN and it failed to provide a clear picture of how well their pension plan was funded. If you retired after 3-1-90, TI PLan rates are: single 15%, married 30%. 888 CalPERS (or 888-225-7377) TTY: (916) 795-3240. 6 If there is no spouse, your child or children can receive . February 1, amounts to a years salary at the time of BIs Article search uses Boolean search capabilities. Por favor vaya a la pgina principal del sitio de espaol de PBGC para ver informacin disponible en espaol. If you choose a commercial healthcare plan, you may need to consider signing up for a commercial Prescription Drug plan. PBGC pays survivor benefits if the benefit form you elected at the time you retired included a survivor benefit. You can find detailed instructions for naming a beneficiary or changing a previously namedbeneficiarywith our online serviceMy Pension Benefit Access (MyPBA). Please allow 24 48 hours response time. At that time, Medicare Part A will only have enough funds to pay about 87% of costs. For detailed information on death benefits and options, visit the CalPERS website or CalPERS state safety member p ublication . Recoupment is when a pension plan sponsor finds an error in the pension payment calculation and forces a retiree (some Lucent retirees have experienced this) to pay back thousands of dollars and suffer a cut in his/her pension benefit. Lucent is now looking to cut costs anywhere All Rights Reserved. Note: Vested Interest is the member's last annual salary plus the total amount of contributions paid to . It is a Flat rate deductible of $250 per person and the TI is 2.5% of your pension. Also, the AFN will be simplified by moving all relevant data to a table on the front page. The death of the covered employee, divorce, separation, or . You point out that the pension trust is overfunded, and inflation has taken its toll, particularly on long-time retirees. If you need to report a death or apply for benefits, call 1-800-772-1213 (TTY 1-800-325-0778). Appointments are available virtually with the Retiree Division staff online and by telephone. Contact Us. 4. The veteran: 1913 before life insurance was generally available. This penalty is substantial and will only get bigger each and every year. This was because by the time they received an AFN in April, it contained data calculated 16 months earlier. With the new law, the company does not have an obligation to recoup; But if it does recoup: Section 420 Transfers: This IRS provision was about to expire, but this legislation has extended it. Please Note: Currently, the Call Center takes a lunch break from 11:30 am to 12:30 pm. What are your Medicare option in Addition to Medicare Part B? See above. the NRLN forwarded its endorsement of changing Section 420 rules to members of congress and met with the Communications Workers of America Washington D.C staff. To this end, Nokias business grows through a combination of organic growth, acquisitions and strategic investments, and through the work of their people. In an effort to restore profitability, struggling telecommunications equipment maker Lucent Technologies Inc. is discontinuing a special death benefit for its management retirees and has. Regardless of which retirement plan you select, the total amount paid out after your retirement will not be less than the amount of your contributions and interest. Legacy Alcatel -Lucent Pension and Cash Account Program (CAP) Nokia Benefits Resource Center (NBRC) 1-888-232-4111, 9:00 AM - 5:00 PM ET - Monday through Friday Legacy Nokia Pension - Siemens NSN Retirement Benefit Center 1-866-726-6646, 9:00 AM - 5:00 PM ET - Monday through Friday The unions have until Feb. 7 to approve the new 20-month contract. Lucent also has negotiated a new contract with members of the Communications Workers of America and the International Brotherhood of Electrical Workers that would increase copayments on their health plans from $10 to $20, a Lucent spokesman said. CWA Telecommunications and Technologies For example, hurricane & loss. Those emails from you were particularly important. Glassdoor is your resource for information about the Accidental Death & Dismemberment Insurance benefits at Nokia. In exchange for this extension, the Unions have agreed to provide $40 million a year for 2015 and 2016 from the Taft-Harley trust which reduces the Companys subsidy by $80 million. Contact the insurance company You may also visit the link(s) provided below for more information and verification.. When you call, you will need the following information: Once you call PBGC with this information, we will send you a letter requesting a copy of the death certificate. CalPERS Death Benefits. Benefits payable upon the death of an active member depend on: Date of separation from employment Eligible beneficiary Employer's contract with CalPERS Consequently, we have created a document that focuses on communicating with Nokia benefits and pensions, along with links to websites with checklists for other family issues. Joe Sciulli, Vice President Information Technology/Databases PBGC makes three distinct types of payments to beneficiaries. We offer retirees a robust suite of post-retirement benefits - depending on eligibility - including medical, supplemental medical (CarePlus), dental, vision, life insurance, defined benefit. We'll mail information about death benefits, and any needed forms, to your beneficiaries. See "Choosing and Changing Your Beneficiaries" for more information about monthly payments for survivors. 8:00 a.m. to 5:00 p.m. Eastern Time Monday Through Friday Through the Council, CWA retirees have input into key retiree programs as they are shaped through contract negotiations and or legislation. Reprinted from January 2018. If you retired after 3-1-90, TI PLan rates are: single 15%, married 30%. PBGC makes two distinct types of payments that your beneficiary could become eligible to receive. Welcome to the assistance page for Nokia Employee Benefits Center | Alight | Retiree | Resource | digital.alight.com/nokia: Company Benefits Center Phone Number: 1-888-232-4111 or Call: 1-212-444-0994 if calling from outside the United States, Puerto Rico, or Canada, Added Benefits Customer Service: 1-800-622-6045, EAP Counselor Contact Line: 1-800-327-7348. children under age 23 and dependent parents. Esta pgina no ha sido traducida. Quick Links. Skalko said. You can find important information for you and for your . cost-cutting measures have included tens of thousands of The company was restructured into four major businesses: forestry, cable, rubber and electronics. The Union will be reviewing the Company proposal and will resume discussions in the upcoming weeks. We are committed to keeping you informed about your retiree benefits, pension funds, medical and drug costs and the truth about Medical Advantage Plans. By using this form, you acknowledge that you have read and agree to the Privacy Policy and Terms & Conditions. NOTE: You must designate at least one beneficiary, and that beneficiary cannot be the same person named as your Survivor Beneficiary. Imputed income may apply, depending upon your coverage amount. The mission of Nokia is to enhance the quality of peoples lives by continuously innovating to make people happier, healthier and more connected at home and in the community.
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